Thursday, 31 March 2016

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‘No viruses! Honest!’

Travel Like the Rich for Cheap 21 plus ‘No viruses! Honest!’ http://ift.tt/1UvHOfM http://ift.tt/1GjoY4g http://ift.tt/1yQVVxa http://ift.tt/eA8V8J angel.co/rtb1923

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BlackBerry Limited (BBRY) price at close, March 31, 2016, is 8.09.

from http://ift.tt/URLBnZ
via IFTTT BlackBerry Limited BBRY 8.09 http://ift.tt/URLBnZ March 31, 2016

Alphabet Inc. (GOOGL) price at close, March 31, 2016, is 762.9.

Alphabet Inc. GOOGL 762.9 http://ift.tt/1kabM5b March 31, 2016

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When missing jewelry reappears

ring_sizedIn the film To Catch A Thief, a reformed cat burglar must prove that he’s not responsible for the rash of jewelry heists along the French Riviera in order to win the lady. The real thief is eventually unmasked, the shiny baubles returned to their rightful owners, and everyone lives happily ever after on the Mediterranean coast. While no insurance brokers had cameos in the film, it’s a different story away from Hollywood.

Read: Coverage for one-of-a-kind jewelry

“I’ll get a call,” says Diane Ram, senior vice-president of the private client group at Hub International, “‘I can’t find my diamond ring.’” But if the ring was lost just a day ago, clients should look a little longer before filing a claim.

“I’ll tell them to check with the cleaning lady, look around. After [several weeks], if it’s still missing, they’ll file a claim and get paid. Sometimes I’ll get calls up to a year later, ‘I found it!’”

While jewelry––which is small and easily slips behind sofas and fridges––is the most common item that falls under the “mysterious disappearance” claim, insured art, heirloom glass and china have also gone missing. This typically happens during a move, after which the objects may be recovered. “The larger the item, obviously the easier it is to find,” says Janece White, vice-president and jewelry specialist at Chubb Personal Risk Services.

There are only two recourses that are acceptable to an insurer from an ethical standpoint once a claim was paid and the missing item was recovered, she adds.

“Give either the item or the money back. If someone finds the item and tells us, we view that as a positive and appreciate it.” There shouldn’t be penalties, premium increases or extra scrutiny. “It’s a sign of individual character… and we smile upon someone who does it.”

Read: Ellen Moore and the art of leadership

But if the client is new and submits a claim soon after obtaining the policy, or submits multiple claims, White says suspicions would arise. “In this case, the client may be interviewed under oath to tell us honestly what happened.”

When a client receives a settlement, the insurer technically owns the lost item, says Michael A. Moyer, senior vice-president and national claims manager for Canada at Hub International. “If the insured ‘discovers’ a previously lost item and chooses not to advise the insurer or broker, this will be reflected on their claims history for the future.” Of course, that’s only if the insurer finds out.

Moyer recalls a case where the insured lost a multi-thousand-dollar camera, found it after receiving money from the insurer and kept both the settlement and the camera. A year later, a disgruntled former member of the household staff reported the duplicity. The insured eventually reimbursed the company but their policy was cancelled on renewal. Since the client was particularly well suited to that insurer, Moyer says, it was hard to find comparable coverage elsewhere.

Brokers can navigate the discussion between the client and the insurance company. “A good broker will have a relationship with the claims team at most insurers… and foster a fair outcome with no negative underwriting for the future.”



from Canadian Insurance » Your Business http://ift.tt/1RNp9Wc
When missing jewelry reappears http://ift.tt/1RNp9Wc http://ift.tt/1GjoY4g http://ift.tt/1EdKSDq http://ift.tt/1yQVVxa http://ift.tt/1RPHXue angel.co/rtb1923 #latenighthashtags http://ift.tt/1pPZC1m

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Fwd: New on Craigslist: Salesman Needed... High Volume Used Car Lot (chicago heights)

if you get this email and you don't realize confidence and confidentiality then please go refer to your underpants, meaning no shit,

http://toronto.craigslist.ca/yrk/cpg/5495493674.html

---------- Forwarded message ----------
From: "IFTTT Action" <action@ifttt.com>
Date: Mar 30, 2016 6:12 PM
Subject: New on Craigslist: Salesman Needed... High Volume Used Car Lot (chicago heights)
To: <rightbuy18@gmail.com>
Cc:

Salesman Needed... High Volume Used Car Lot (chicago heights)
Apply to be a member of our automotive sales team. Applicants must have experience in sales Job Description Sales Representatives will spend time with customers to determine their needs and discuss vehicle options Test drive vehicles with custome [...]

From search: craigslist chicago | computer gigs search

March 30, 2016 at 04:54PM
via Craigslist http://ift.tt/1RKhYky

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Fwd: New on BetaList: Tapplerr

if you get this email and you don't realize confidence and confidentiality then please go refer to your underpants, meaning no shit,

http://toronto.craigslist.ca/yrk/cpg/5495493674.html

---------- Forwarded message ----------
From: "IFTTT Action" <action@ifttt.com>
Date: Mar 31, 2016 7:41 AM
Subject: New on BetaList: Tapplerr
To: <rightbuy18@gmail.com>
Cc:


Tapplerr is a mobile testing service which gives instant on-demand access to over 150 devices for manual and automation testing of any app. Just download our app from playstore and get access to multiple real devices at once. Users can use the remote device as if its in their hands accessing adb, accelerometer, location and sound on the device. Users can also setup breakpoints and run their code on the remote devices for instant code debugging.

Tapplerr recommends the devices & tests a user should perform and informs the user about the app's readiness so that there are no surprises in terms of device compatibility after the app's launch.

View startup



via BetaList http://betalist.com

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Warrant Let L.A. Cops Force Open Apple iPhone With Owner's Fingerprints


via Thomas Fox-Brewster - Forbes http://ift.tt/1MVpdSs http://ift.tt/1HRHNLx #MENTALHEALTH #YMCMB

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Wednesday, 30 March 2016

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Alphabet Inc. (GOOGL) price at close, March 30, 2016, is 768.34.

Alphabet Inc. GOOGL 768.34 http://ift.tt/1kabM5b March 30, 2016

BlackBerry Limited (BBRY) price at close, March 30, 2016, is 8.01.

from http://ift.tt/URLBnZ
via IFTTT BlackBerry Limited BBRY 8.01 http://ift.tt/URLBnZ March 30, 2016

Fwd: Go Directly To Jail

if you get this email and you don't realize confidence and confidentiality then please go refer to your underpants, meaning no shit,

http://toronto.craigslist.ca/yrk/cpg/5495493674.html

---------- Forwarded message ----------
From: "Digg" <team@email.digg.com>
Date: Mar 30, 2016 8:28 AM
Subject: Go Directly To Jail
To: <rightbuy18@gmail.com>
Cc:

Why AlphaGo Is Such A Big Deal, Is Solitary Confinement Ethical?, The Way Banking Should Be, The Quietest Place In The US, Inside The Garage Labs Of DIY Gene Hackers, Whose Hobby May Terrify You, Can Apple's Color-Shifting Screen Really Help You Fall Asleep Faster?
The Daily Digg
Wednesday, March 30, 2016
Why AlphaGo Is Such A Big Deal
DO NOT DISMISS GO
Why AlphaGo Is Such A Big Deal
quantamagazine.org
The Go-playing, human champion-defeating program captures elements of human intuition, an advance that promises far-reaching consequences.
DIGG DIALOG
Is Solitary Confinement Ethical?
digg.com
Join Digg, the Marshall Project and a panel of experts, law enforcement officials and journalists to chat about the ethics of and issues with solitary confinement.
FINANCES WE DIGG SPONSORED
The Way Banking Should Be
simple.com
Meet Simple, the online bank with no fees, no overdraft charges, and no worries. The built-in budgeting and savings tools don't hurt either.
YES, WE'D LIKE TO GO THERE
The Quietest Place In The US
features.crosscut.com
Gordon Hempton and the three decade search for pure silence.
WE'RE SURE NOTHING WILL GO WRONG
Inside The Garage Labs Of DIY Gene Hackers, Whose Hobby May Terrify You
fusion.net
When the future of genetic engineering arrived on Sebastian Cocioba's doorstep, it was affixed to the back of a postcard from Austria with a little bit of packing tape.
ORANGE YA GLAD IT EXISTS?
Can Apple's Color-Shifting Screen Really Help You Fall Asleep Faster?
theverge.com
A peek at science behind the nighttime blues.
Get more stories on Digg.com
TWO HALVES MAKE US WHOLE
Digg Pic Of The Day
Watch a guy slice up a bunch of stuff with a water cutter, with some very cool results. Credit: Cut In Half
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Another hour! It's March 30, 2016 at 03:45PM http://ift.tt/1qIBZqE http://ift.tt/1CwSpeF